Auto Insurance Services in Colorado Springs, CO | Premier Group Insurance
Proudly serving the surrounding communities of Colorado Springs, Fountain, Falcon, Monument, Woodland Park, Peyton, Security-Widefield, Manitou Springs, Pueblo, Castle Rock and Canon City.
Expert Auto Insurance Services in Colorado Springs
At Premier Group Insurance, we offer reliable, comprehensive auto insurance services to individuals, families, and businesses throughout Colorado Springs and surrounding Southern Colorado communities. With 9 years of experience in the insurance industry, we are the trusted local partner you can count on to find the right auto coverage for your needs. Whether you're searching for personal vehicle insurance, auto insurance for new drivers, or car insurance for small businesses, our expert team helps you secure policies that are effective, affordable, and tailored to your driving habits.
We understand how important it is to protect your vehicle, your passengers, and your financial future. That’s why we offer transparent guidance, bilingual service (English & Spanish), and access to top auto policy providers in Southern Colorado. Let us help you navigate your options and feel confident behind the wheel.
Contact us today for a free estimate.
Why Choose Premier Group Insurance for Professional Auto Insurance Services
Trusted Local Experience
We’ve proudly served Colorado Springs and neighboring cities for nearly a decade, building our reputation through honesty, transparency, and excellent customer care. Our local roots give us unique insight into regional driving conditions, insurance regulations, and what local families and small businesses truly need when it comes to vehicle protection.
Trusted Local Experience
We’ve proudly served Colorado Springs and neighboring cities for nearly a decade, building our reputation through honesty, transparency, and excellent customer care. Our local roots give us unique insight into regional driving conditions, insurance regulations, and what local families and small businesses truly need when it comes to vehicle protection.
Licensed and Professional Agents
Our bilingual, licensed agents are committed to helping you every step of the way—from comparing quotes to explaining deductibles and filing claims. We work with trusted insurance providers to offer a wide range of coverage options, all backed by professional service and local expertise.
One-Stop Insurance & Financial Services
In addition to auto insurance, Premier Group Insurance also provides life, home, and renters insurance—along with tax preparation, bookkeeping, and more. We are your all-in-one financial and insurance solution in Colorado Springs.
Comprehensive Auto Insurance Services We Offer
Personal Auto Insurance
We provide tailored personal car insurance policies for individuals and families. Our options include liability, comprehensive, and collision coverage, plus extras like roadside assistance and uninsured motorist protection. Whether you drive a sedan, SUV, or hybrid, we’ll make sure you’re protected.
Commercial Auto Insurance
Protect your business vehicles with commercial auto insurance plans designed for contractors, delivery services, mobile businesses, and more. We’ll match your coverage to your operations—so you’re compliant, secure, and prepared for the road ahead.
Auto Insurance for Families
From minivans to teen drivers, we understand the importance of full family protection. We offer multi-vehicle discounts, safe driver rewards, and flexible coverage that adapts to your household’s needs.
SR-22 Auto Insurance
If you need an SR-22 filing, we’re here to help. We offer fast, affordable SR-22 insurance options that meet Colorado’s requirements—without judgment. Our agents guide you through the process from start to finish.
Coverage for Trucks, Vans, RVs & More
We insure all types of personal and commercial vehicles including pickups, passenger vans, RVs, and work trucks. No matter your vehicle type, we’ll help you find the most effective coverage.
Classic & Luxury Car Insurance
We offer specialized auto insurance for luxury vehicles and classic cars. These policies include agreed value, limited mileage, and collector coverage to protect your investment while allowing you to drive with peace of mind.
Understanding Auto Insurance
What Is Auto Insurance?
Auto insurance is a contract between you and your insurance company that protects you against financial loss from accidents, theft, or damage. It typically covers liability (injuries or property damage you cause), collision (damage to your own car), and comprehensive (theft, fire, weather, etc.).
Why Auto Insurance Is Necessary
Auto insurance is legally required in Colorado and vital for financial protection. It shields you from out-of-pocket costs due to accidents, legal claims, and repairs—ensuring peace of mind for drivers and passengers alike.
Key Terms to Know
Premium: The amount you pay for your insurance policy.
Deductible: What you pay out-of-pocket before coverage kicks in.
Liability Coverage: Covers damage you cause to others.
Comprehensive Coverage: Covers non-collision-related damages.
Collision Coverage: Covers damages from crashes regardless of fault.
What to Look for in a Policy
Look for a policy that matches your driving habits, vehicle value, and financial goals. Consider coverage limits, deductible levels, and optional protections like roadside assistance or rental reimbursement.
Get a free estimate on an affordable Auto Insurance
Types of Auto Insurance Services
Liability Coverage
This is required by law in Colorado and covers bodily injury and property damage to others if you’re at fault. It does not cover your own vehicle or injuries.
Collision Coverage
Collision insurance pays for damage to your vehicle caused by a crash—whether with another car or a stationary object. It’s ideal for newer cars or drivers who want peace of mind.
Comprehensive Coverage
This type of policy protects against damage not caused by a collision—like hail, theft, vandalism, or falling objects. A must-have in Colorado where weather can be unpredictable.
Uninsured/Underinsured Motorist Coverage
Protect yourself against drivers who don’t have enough (or any) insurance. This coverage pays for injuries and damages if you're hit by one of these drivers.
SR-22 Insurance Services
For drivers needing proof of financial responsibility after a license suspension or serious violation, SR-22 insurance is required. We make the process quick and simple.
Understanding Which Auto Insurance Coverage & Services You Need
Individual Drivers
If you drive occasionally or own a single vehicle, focus on reliable liability and optional collision/comprehensive for higher-value cars.
Families
Families should consider multi-driver discounts, bundled policies, and safe driver rewards. We tailor family policies to provide protection for all household drivers.
Small Business Owners
If your business owns or operates vehicles, commercial auto insurance is a must. We assess your usage, employee drivers, and risk factors to build a strong policy.
First-Time or Young Drivers
New drivers often face high premiums. We work to find cost-effective options and discounts while providing essential coverage for safety and legal compliance.
Our Professional Auto Insurance Service Process
Step 1 – Personal Consultation
We start by learning about your driving history, vehicle type, and budget. Our agents provide expert recommendations tailored to your situation.
Step 2 – Policy Matching
We compare policies from top insurance providers to find the best auto insurance Colorado Springs and Southern Colorado have to offer.
Step 3 – Enrollment & Support
Once you select a policy, we handle enrollment and provide ongoing support. Need to update your coverage? File a claim? We’re just a call or email away.
Step 4 – Ongoing Coverage Reviews
As your life changes, so might your insurance needs. We perform periodic reviews to ensure your coverage stays relevant and affordable.
Why Southern Colorado Residents Trust Premier Group Insurance
At Premier Group Insurance, we believe insurance is about more than policies—it’s about people. Our bilingual, community-rooted team takes the time to educate, empower, and protect each client. Whether you're in Colorado Springs, Pueblo, Cañon City, or Monument, we bring reliable protection, respectful service, and affordable solutions to your doorstep.
We’ve become a top-rated agency in the region because we don’t treat clients like numbers—we treat them like neighbors. When you work with us, you’re gaining a partner who’s committed to your family’s safety and financial well-being every mile of the way.
Contact Premier Group Insurance for Professional Auto Insurance Services in Colorado Springs & Southern Colorado
If you're ready to secure your vehicle with trusted, local auto insurance experts, contact Premier Group Insurance today.
Phone: +1 (719) 247-8246
Email: [email protected]
Address: 2811 E. Fountain Blvd., Colorado Springs, CO 80910
Business Hours:
Monday through Friday: 9 AM – 6 PM
Saturday: 10 AM – 2 PM
Service Area: Colorado Springs & locations within a 60-mile radius of ZIP code 80910
Call us, email us, fill out our online contact form, or visit us today to get started with a personalized auto insurance quote that fits your needs and budget. Let us help you drive protected.
FAQs
What’s the minimum auto insurance required in Colorado?
Colorado law requires liability coverage of $25,000 per person for bodily injury, $50,000 per accident, and $15,000 for property damage. We’ll help you understand how to stay compliant while ensuring your policy also meets your personal needs.
Can I insure more than one vehicle under the same policy?
Yes! We offer multi-vehicle policies for families and individuals with more than one vehicle. Bundling can help you save money and simplify coverage.
What if I need auto insurance quickly?
We offer same-day policy setup in many cases. Whether you just bought a car or need SR-22 coverage, we move fast to get you protected and back on the road.
Do you offer bilingual support?
Absolutely. Our staff speaks both English and Spanish, making it easy for our Latino community to access support and service with confidence.
How do I switch from my current insurance provider?
We’ll walk you through every step. From reviewing your current policy to selecting a new one, we ensure there’s no gap in coverage during the transition.
Address: 2811 E. Fountain Blvd., Colorado Springs, CO 80910
Phone: (719) 247-8246
Email: [email protected]